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finances Tag

Mind KEY / Posts tagged "finances"

The benefit of stay-at-home fathers in the modern family

Jason Reilly, WPUNJ student writer   In today's changing economy more men are staying at home with their children, becoming stay-at-home fathers. Often, couples find the economic benefits of having a stay-at-home father are greater when the man becomes the caretaker. In a June 5, 2014 New York Times article, family and gender role writer, Claire Cain Miller, writes that the main driver for staying at home is choice.   According to Gretchen Livingston, senior researcher for the Pew Research Center, the number of stay-at-home fathers has doubled from 1.1 million in 1989 to reach  its highest point—2.2 million—in 2010. Eric Mountford, of Slate online said that he’s a stay-at-home father because although he'd love to put his kids in daycare five days a week, he doesn't have the...

How can gender work for you in the workplace?

Kaylee Gelenius, WPUNJ student writer Women have been looking for equal recognition in the workplace for decades. Even though more women have risen to high-ranking positions, they have yet to enjoy the same success as men. The Institute for Women’s Policy Research (IPWR) states that as of 2015, women still earn 20 percent less than their male counterparts.  Differences between gender diversity at work are equally stark on the personal front. Business executives are just beginning to understand how to wield the different gender qualities to their corporation’s advantage. While a balance between the gender qualities in a workplace is an idea that businesses are looking to instill, today’s world often associates only masculine attributes with success. However, various studies and scholarly articles have proven that each gender brings particular...

Can you bring anything into being? The Law of Attraction says you can!

By Vera Remes   Manifestation, also referred to as the Law of Attraction—the simple definition in spiritual terms is “if I think it, it will be.”  If I could prove to you that manifestation really works, then would you believe in it?  As your belief deepened, manifestation would work easier and better for you.     That’s what I am setting out to do.  To prove to the uninitiated that something I believe in deeply, mostly on faith, exists for me, and for them.    There is scientific basis for believing in manifestation.  The best scientific support I have found  is Quantum Therapy, as demonstrated by the Double Slit Experiment.  This experiment on inanimate matter demonstrates when an observer is added to the mix, the results of the experiment...

Teaching financial literacy can secure young people for a future with more choices

Invest in the future by investing in our children’s financial literacy

by Christopher Hallinan, Fall 2016 graduate of William Paterson University, NJ Student loan debt. The cold black mass that hangs over college graduates and follows the millennial generation around like an decrepit, stalking butler. The debt is here to stay, and for many young professionals can be a death sentence, a foot in an early grave if they let it. However, teaching financial literacy may be the key to eliminating this debt completely. A 2017 article published by Student Loan Hero, a resource helping student loan borrowers understand their student loans and make intelligent repayment decisions, found that college loan debt has reached a staggering: $1.3 trillion, or $37,172 per student. A figure that even the best-versed in financial literacy find disheartening to think about, and which...

Creative budgets will help you get your life back in control

Getting control of your finances – Practical Tips

By Charla Dury You know that feeling you get when you finish a job?  The feeling of relief that the task is off your plate? That’s how I feel when I pay my bills.  The good news is you can have that feeling all month long with creative budgets and just a little financial savvy. According to this 2016 Go Banking Rates Survey, 57.6% of Americans plan to set financial goals each new year when it is time to create resolutions. “Save more, spend less” and “pay down debt” rank high on everyone’s financial plan. Why is it that these things are so hard to do?   Why are budgets so scary? Fear of the unknown as well as the known Many people don’t keep track of their money.  To me, this...

Sweat equity is an amazing alternative to using cash as a way of getting things done

Sweat Equity – a good alternative to spending cash

by Vera Remes I have said more than once, I am a “sweat equity kinda gal.”   Borne out of necessity as a young person on a limited budget, and now as an old person on a limited budget, sweat equity was a good alternative to spending cash that could be earmarked for other purposes.  But what is sweat equity, exactly, and how can it work for you?   What is sweat equity? Sweat equity seems to be the currency of the future and it serves many purposes. It is a way for someone to advance in life, doing something they love to do and are good at. It is also, as I have found, a way to have a unique job experience that teaches skills that will survive...

Professionals can help you find a sustainable job by pursuing your passion

How to earn money pursuing your passion

By Tamara Rokicki The traditional nine-to-five job is no longer the only way to earn money.  We live in a time when traditional living is becoming less applicable. Today, having a sustainable job means making a living doing what you love.  People everywhere are discovering that living a full and satisfying life includes doing things that make them happy—hobbies and passions that make them feel alive and well rounded. Many bloggers, Etsy shop owners, and YouTubers own their passions by creating their own little business empire. The Mind Key Project was founded on the belief that everyone is not only entitled to financial freedom through the pursuit of his or her dreams. We also believe that by denying our talents, passions and dreams, we sell ourselves short...

Financial freedom does not always come from the simple idea of money

Why your financially secure job may not bring you financial freedom

By Wendy Watson-Hallowell How many of us have gone down a career path we didn’t care about, stayed in a job we hated, or worked for someone where we could not be ourselves with the idea it helped us to stay safe and somewhat free? Happiness and financial freedom are a tricky combination. I have compromised many of my own dreams and personal values to make more money, and to ensure more money would come. However, I was always driven by a subtle fear of not having enough money, and felt like I was constantly jeopardizing my safety and freedom. Many of us have given up on our passion, pleasure, and self-respect in the ongoing struggle to make the almighty dollar. We feel we have to...