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Mind KEY / Posts tagged "finances"
Recreational cannabis legal minefields are due to the many issues with marijuana as a possible legal substance.

Your rights as a recreational cannabis user

By Joseph Gonzalez Be on the lookout‒‒recreational cannabis might be coming to your state soon. There are a great many proponents of legalization. That being said, recreational cannabis legal minefields can make it difficult for users to understand what is legal‒‒and what isn’t. A poll done by Marist College showed that more than half of Americans 18 or older have tried marijuana, and almost a quarter of America’s adults currently use it. As medical marijuana is making strides in America, recreational marijuana is right behind it in terms of progression, even if the movement has had slower traction.   Slow, but sure progress As of the date of this publication, Statista, a source for statistics, reports that only nine states along with Washington D.C. have legalized the substance for...

Cultivate abundance and get passionate about your finances

By Dawn Goodman Here’s the thing: Prosperity involves fiscal mastery. But fear not! You can cultivate abundance and master your budget.   Money is energy Louise Hay, author of You Can Heal Your Life, writes, “Prosperity involves the quality of our lives as well as any amount of money that we possess.” Money is energy, which is why Mind Key often refers to finances as currency rather than money. Being able to love your finances—regardless of your current financial situation—feels abundant, and leaves room for more abundance, joy, health, happiness and ultimately prosperity. Money can fuel your passion, and according to some studies, can even make you more passionate.   Cultivating abundance: the prosperity/passion connection Kate Northrup, author of Money: A Love Story, said in an interview with spiritual coach, Danielle LaPorte, “When...

Vocational happiness rewards wallet bottom lines and allows you to fulfill your purpose.

Turn your passion into a career

By Joseph Gonzalez Vocational happiness rewards wallet bottom lines, but more importantly, allows you to do what you love and still care for yourself and those you love.   Do what you love How does the saying go? “Do what you love, and you’ll never work a day in your life.” This saying is true for a number of reasons, with the most important one being that work shouldn’t feel like work. Your career should be something that, at the very least, you enjoy. But this isn’t always the case. A 2016 study by Gallup found that 51% of full-time employed Americans are not “engaged” in their jobs. This means that the people are essentially just there to pay the bills—there is no passion involved whatsoever. This mindset is bound...

Finding focus is essential to growth and becoming more self-aware.

Flow and self-discovery: Moving forward with new Focus

By Theresa Birmingham Finding focus and chasing after your best life In truth, finding focus is an effort, but it is an effort worth undertaking. Whether you’re tired of the same-old, addicted to social media, need a recharge with friends, or are struggling with financial focus, it’s important to understand that there are resources and help available. You want the best life you can have. For yourself. For your loved ones. Even for your clients and associates. But much of the business in today’s world is space-filler that we not only don’t need, but that inhibits our growth and ultimately, our ability in finding focus.   Self-awareness in finding focus Yes, greater focus does equal being more self-aware. This month, we discussed how practicing self-aware spending can help you focus...

gain financial focus

Focus on Finances: Practice self-aware spending

By Joseph Gonzalez Having money is something that has been proven to make people feel better about themselves, but the ability to gain financial focus is not an easy task. Money not only enables us to essentially do what we want, it gives us a sense of security, as well. However, focusing on saving money is often easier said than done. Xinyue Zhou’s research article, The Symbolic Power of Money, which was published in the Journal of Psychological Science, explains that money provides a feeling of self-sufficiency. In this mindset, people are less likely to ask others for help. We teach those going into adulthood to be dependent on themselves. So, asking a family member, or anyone, for money at any point could cause insecurity about...

inward focus is key; outward focus is the door

Learning to focus on that which best serves

New life and reflection Spring is a beautiful time of growth, inward focus, new life and reflection. There’s a reason we often participate in spring cleaning—the harsh winter is behind us. With the sun and sprouting life comes the desire for a fresh, clean start. With this new start, we allow ourselves the optimum opportunity and setting to enjoy the welcomed season. Spring also allows us to reflect on so many areas of our life. If we are wise, we can use this time to look inward and do a self-spring clean. We can rid ourselves of the habits, attitudes and relationships that are as harsh or unwelcome as the desolation of winter. By turning our focus to the important and beautiful things in life, we...

Pitfalls of bloggers and rock stars

On a summer trip back in 2015, Mind Key affiliate and writer, copywriter, and coach, Marisa Goudy, learned some life lessons applicable to many creative entrepreneurs and their artistic ego. Through the lens of U2’s song, "Songs of Innocence," Marisa found there are many pitfalls that can be found among creative types and entrepreneurs across the globe. By Marisa Goudy You know the songs that matter. They have a way of illuminating your past. At the same time, they shed new light on your present and make you look forward to a brighter future. (Articles and blog posts can do this too, of course.) If “Songs of Innocence” appeared on your iTunes as a free download back in 2014, you likely recall the backlash. No one even had time...

Find your career

What is your God Job?

by Vera Remes It's important to find a career with purpose. We spend so much time working. While taking a writing course, I heard the phrase “God job.” The inference is that writing should be something so special, it should be termed a God job. It might have been how the words rolled off the tongue, but the phrase stuck with me. I envisioned a God job as a divine calling.  Some paths you must follow regardless of difficulty. Success wasn’t the goal, per se. Striving made it worthwhile. What is life without some struggle?     What does it mean to have a “God Job”? This discovery brought up how I feel about the course change I have undertaken in my life. By focusing on my God jobs and what truly...

The benefit of stay-at-home fathers in the modern family

Jason Reilly, WPUNJ student writer   In today's changing economy more men are staying at home with their children, becoming stay-at-home fathers. Often, couples find the economic benefits of having a stay-at-home father are greater when the man becomes the caretaker. In a June 5, 2014 New York Times article, family and gender role writer, Claire Cain Miller, writes that the main driver for staying at home is choice.   According to Gretchen Livingston, senior researcher for the Pew Research Center, the number of stay-at-home fathers has doubled from 1.1 million in 1989 to reach  its highest point—2.2 million—in 2010. Eric Mountford, of Slate online said that he’s a stay-at-home father because although he'd love to put his kids in daycare five days a week, he doesn't have the...

How can gender work for you in the workplace?

Kaylee Gelenius, WPUNJ student writer Women have been looking for equal recognition in the workplace for decades. Even though more women have risen to high-ranking positions, they have yet to enjoy the same success as men. The Institute for Women’s Policy Research (IPWR) states that as of 2015, women still earn 20 percent less than their male counterparts.  Differences between gender diversity at work are equally stark on the personal front. Business executives are just beginning to understand how to wield the different gender qualities to their corporation’s advantage. While a balance between the gender qualities in a workplace is an idea that businesses are looking to instill, today’s world often associates only masculine attributes with success. However, various studies and scholarly articles have proven that each gender brings particular...

Can you bring anything into being? The Law of Attraction says you can!

By Vera Remes   Manifestation, also referred to as the Law of Attraction—the simple definition in spiritual terms is “if I think it, it will be.”  If I could prove to you that manifestation really works, then would you believe in it?  As your belief deepened, manifestation would work easier and better for you.     That’s what I am setting out to do.  To prove to the uninitiated that something I believe in deeply, mostly on faith, exists for me, and for them.    There is scientific basis for believing in manifestation.  The best scientific support I have found  is Quantum Therapy, as demonstrated by the Double Slit Experiment.  This experiment on inanimate matter demonstrates when an observer is added to the mix, the results of the experiment...

Teaching financial literacy can secure young people for a future with more choices

Invest in the future by investing in our children’s financial literacy

by Christopher Hallinan, Fall 2016 graduate of William Paterson University, NJ Student loan debt. The cold black mass that hangs over college graduates and follows the millennial generation around like an decrepit, stalking butler. The debt is here to stay, and for many young professionals can be a death sentence, a foot in an early grave if they let it. However, teaching financial literacy may be the key to eliminating this debt completely. A 2017 article published by Student Loan Hero, a resource helping student loan borrowers understand their student loans and make intelligent repayment decisions, found that college loan debt has reached a staggering: $1.3 trillion, or $37,172 per student. A figure that even the best-versed in financial literacy find disheartening to think about, and which...

Creative budgets will help you get your life back in control

Getting control of your finances – Practical Tips

By Charla Dury You know that feeling you get when you finish a job?  The feeling of relief that the task is off your plate? That’s how I feel when I pay my bills.  The good news is you can have that feeling all month long with creative budgets and just a little financial savvy. According to this 2016 Go Banking Rates Survey, 57.6% of Americans plan to set financial goals each new year when it is time to create resolutions. “Save more, spend less” and “pay down debt” rank high on everyone’s financial plan. Why is it that these things are so hard to do?   Why are budgets so scary? Fear of the unknown as well as the known Many people don’t keep track of their money.  To me, this...

Sweat equity is an amazing alternative to using cash as a way of getting things done

Sweat Equity – a good alternative to spending cash

by Vera Remes I have said more than once, I am a “sweat equity kinda gal.”   Borne out of necessity as a young person on a limited budget, and now as an old person on a limited budget, sweat equity was a good alternative to spending cash that could be earmarked for other purposes.  But what is sweat equity, exactly, and how can it work for you?   What is sweat equity? Sweat equity seems to be the currency of the future and it serves many purposes. It is a way for someone to advance in life, doing something they love to do and are good at. It is also, as I have found, a way to have a unique job experience that teaches skills that will survive...

Time banks: Currency the way it was meant to be

By Amanda Hollenbeck The act of time banking has become a popular practice across the country, but it is not a brand-new convention. According to the official time bank website, in the 1980’s, Edgar Cahn coined the concept of Time Banking as  exchanging time and effort in lieu of physical cash for services. Cahn’s idea of time banking was birthed after Ronald Reagan proposed cuts to social programs. Cahn thought that without these programs and lack of social funding, money would have extreme power, and communities might fall apart. By using time banking, communities have the ability to build and connect outside of the of the power and, sometimes corruption, of physical money. Thanks to the efforts of thousands who have participated in time banking and the...

Professionals can help you find a sustainable job by pursuing your passion

How to earn money pursuing your passion

By Tamara Rokicki The traditional nine-to-five job is no longer the only way to earn money.  We live in a time when traditional living is becoming less applicable. Today, having a sustainable job means making a living doing what you love.  People everywhere are discovering that living a full and satisfying life includes doing things that make them happy—hobbies and passions that make them feel alive and well rounded. Many bloggers, Etsy shop owners, and YouTubers own their passions by creating their own little business empire. The Mind Key Project was founded on the belief that everyone is not only entitled to financial freedom through the pursuit of his or her dreams. We also believe that by denying our talents, passions and dreams, we sell ourselves short...

Financial freedom does not always come from the simple idea of money

Why your financially secure job may not bring you financial freedom

By Wendy Watson-Hallowell How many of us have gone down a career path we didn’t care about, stayed in a job we hated, or worked for someone where we could not be ourselves with the idea it helped us to stay safe and somewhat free? Happiness and financial freedom are a tricky combination. I have compromised many of my own dreams and personal values to make more money, and to ensure more money would come. However, I was always driven by a subtle fear of not having enough money, and felt like I was constantly jeopardizing my safety and freedom. Many of us have given up on our passion, pleasure, and self-respect in the ongoing struggle to make the almighty dollar. We feel we have to...