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Finances

Mind KEY / Currency  / Finances

Can you bring anything into being? The Law of Attraction says you can!

By Vera Remes   Manifestation, also referred to as the Law of Attraction—the simple definition in spiritual terms is “if I think it, it will be.”  If I could prove to you that manifestation really works, then would you believe in it?  As your belief deepened, manifestation would work easier and better for you.     That’s what I am setting out to do.  To prove to the uninitiated that something I believe in deeply, mostly on faith, exists for me, and for them.    There is scientific basis for believing in manifestation.  The best scientific support I have found  is Quantum Therapy, as demonstrated by the Double Slit Experiment.  This experiment on inanimate matter demonstrates when an observer is added to the mix, the results of the experiment...

Teaching financial literacy can secure young people for a future with more choices

Invest in the future by investing in our children’s financial literacy

by Christopher Hallinan, Fall 2016 graduate of William Paterson University, NJ Student loan debt. The cold black mass that hangs over college graduates and follows the millennial generation around like an decrepit, stalking butler. The debt is here to stay, and for many young professionals can be a death sentence, a foot in an early grave if they let it. However, teaching financial literacy may be the key to eliminating this debt completely. A 2017 article published by Student Loan Hero, a resource helping student loan borrowers understand their student loans and make intelligent repayment decisions, found that college loan debt has reached a staggering: $1.3 trillion, or $37,172 per student. A figure that even the best-versed in financial literacy find disheartening to think about, and which...

Creative budgets will help you get your life back in control

Getting control of your finances – Practical Tips

By Charla Dury You know that feeling you get when you finish a job?  The feeling of relief that the task is off your plate? That’s how I feel when I pay my bills.  The good news is you can have that feeling all month long with creative budgets and just a little financial savvy. According to this 2016 Go Banking Rates Survey, 57.6% of Americans plan to set financial goals each new year when it is time to create resolutions. “Save more, spend less” and “pay down debt” rank high on everyone’s financial plan. Why is it that these things are so hard to do?   Why are budgets so scary? Fear of the unknown as well as the known Many people don’t keep track of their money.  To me, this...

Spending and your child: The effect of advertising on our youth

By Amanda Hollenbeck “I want, I want, I want.”  Every parent has heard these words ad nauseum. They’ve also heard how and why everything their children have seen on the television or via Youtube is something that they should own. Once children own the item they were yearning for, they usually lose interest in it, and move on to the next thing that they want. What role does advertising play in this dance, and are children more susceptible to advertising than adults Parents want to know how to avoid spending money on things kids only think they want while finding a better kind of currency to help children grow into happier, healthier adults. Research concluded that children who are eight years old or younger as especially vulnerable...

Time banks: Currency the way it was meant to be

By Amanda Hollenbeck The act of time banking has become a popular practice across the country, but it is not a brand-new convention. According to the official time bank website, in the 1980’s, Edgar Cahn coined the concept of Time Banking as  exchanging time and effort in lieu of physical cash for services. Cahn’s idea of time banking was birthed after Ronald Reagan proposed cuts to social programs. Cahn thought that without these programs and lack of social funding, money would have extreme power, and communities might fall apart. By using time banking, communities have the ability to build and connect outside of the of the power and, sometimes corruption, of physical money. Thanks to the efforts of thousands who have participated in time banking and the...